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> He's never had a decent job it's majority her income so divorcing isn't even that favorable for her now afaik

It is totally favorable, because he is going to make more debt. And if she does not divorce, she will be responsible for that debt. Moreover, money she earns after divorce are her except for the part of debt she is already responsible for. Right now, they are theirs, he has equal access to them and she is half responsible for his current and future debts.



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