The extremely obvious problem is that how you store data is an implementation detail and those change when requirements (or the market) evolve. I'll give you an API and will make triple sure it's as fast as a machine can even serve it and you let me worry about how it's all stored.
To additionally answer you with an analogy: when you have a problem with a company, you call the call center, not Jenny from accounting in particular. Jenny might have helped you twice or thrice but she might leave the company next year and now you have no idea how to solve your problem. Have call centers to dispatch your requests wherever it's applicable in the given day and leave Jenny alone.
To additionally answer you with an analogy: when you have a problem with a company, you call the call center, not Jenny from accounting in particular. Jenny might have helped you twice or thrice but she might leave the company next year and now you have no idea how to solve your problem. Have call centers to dispatch your requests wherever it's applicable in the given day and leave Jenny alone.