Indeed. It takes living through bad and good times to fully understand just how much money actually buys happiness, by shielding you from countless of soul-training problems and death through thousand little tradeoffs.

It's been said that "money is unit of caring", in the sense that if you're not willing to spend money on something, you're not serious about it. But in a similar sense, money is the unit of not giving a fuck - the more disposable income you have, the more soul-draining bullshit you can throw money at to make it go away.