I'm building out a new budgeting/personal finance app born out of frustration with YNAB. Would love someone skilled with UX to help me out with it. The front-end is a react application, and the backend is Elixir/Phoenix.
Some of my frustrations with YNAB:
* Rigid categories. This makes you do a lot of work up front. I am envisioning letting people just assign categories on the fly without having to pre-define them.
* What do to with my money? In YNAB, every paycheck you are a supposed to give each money a job (a category). In practice, there is a very little guidance around what to do if you have too much, or too little money. I'd like a little less flexibility here, as well as the ability to create/define rules to help make actual assignment of funds more automated. ( I have some ideas about this).
* Its very common to budget intermittently. But you can come back to your budget after a month and have 100s of transactions to go through, your categories are all underfunded, and you don't know what to do, so you click "Make a Fresh Start". I also have idea around this
* Reports: The default reports in YNAB leave a lot to be desired. Extensions like "Toolkit for YNAB" help, but good reporting should be a first-class citizen of a finance app.
* Tagging transactions. related to the above, tagging transactions will help with reporting and seeing where your money is going.
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If any of the above interests you, my email is in my HN profile. This is a side/after-work project, not a full-time one.
Nice! will you reach out to me too? I just paid to have an app developed and designed that is similar to this vein and would like to find more people creative and interested. I'm looking to launch in July and funded and have customers lined up and a core use case.
Some of my frustrations with YNAB:
* Rigid categories. This makes you do a lot of work up front. I am envisioning letting people just assign categories on the fly without having to pre-define them.
* What do to with my money? In YNAB, every paycheck you are a supposed to give each money a job (a category). In practice, there is a very little guidance around what to do if you have too much, or too little money. I'd like a little less flexibility here, as well as the ability to create/define rules to help make actual assignment of funds more automated. ( I have some ideas about this).
* Its very common to budget intermittently. But you can come back to your budget after a month and have 100s of transactions to go through, your categories are all underfunded, and you don't know what to do, so you click "Make a Fresh Start". I also have idea around this
* Reports: The default reports in YNAB leave a lot to be desired. Extensions like "Toolkit for YNAB" help, but good reporting should be a first-class citizen of a finance app.
* Tagging transactions. related to the above, tagging transactions will help with reporting and seeing where your money is going.
-------------------------------
If any of the above interests you, my email is in my HN profile. This is a side/after-work project, not a full-time one.